Worth Financial Solutions (“Worth Financial”, “we”, “us” and “our”), a dba of ThePartners Wealth Management based in California, created this Privacy Policy to demonstrate its commitment to protecting the privacy of your information. This policy covers all of the products and services offered by Worth Financial, and it applies to information collected from Worth Financial Solutions website (“Site”), and other sources, such as by phone, electronic communications, seminars, webinars, and other events.
1. Personal Information we collect about you
We generally collect certain personally identifiable information that can be used to contact or identify you (“Personal Information). Personally identifiable information may include, but is not limited to:
a. Email address
b. First name and last name
c. Phone number
d. IP addresses
e. Physical location
f. Other information which may be considered as Personal Information under applicable legislations and regulations
2. How we collect your Personal Information
We collect your Personal Information:
a. Directly from you as you provide them;
b. From a third-party, in certain situations.
3. How we use your Personal Information
We will use this information to fulfill any contracts between you and us, manage and respond to comments on our Site, administer our Site, and enhance them to ensure content is presented in the most effective manner, and maintain the safety and security of our Site.
Further, for any Personal Information you provide to us, we will use the Personal Information to send you direct marketing materials and information, unless you opt out of receiving them.
4. Use and disclosure
We share your Personal Information with our affiliates, service providers, and any subcontractors as necessary to provide you with our products and/or services. These parties include companies and individuals who perform functions on our behalf, such as hosting our website, processing payments, delivering products, analyzing data, providing customer service, offering products and/or services, promotions, and marketing assistance. Each of these parties is bound by a duty of confidentiality, meaning they are legally obligated to protect your information and use it only for the purposes for which it was disclosed. Working with these trusted partners allows us to provide you with seamless and efficient service while ensuring your Personal Information is protected.
When you share your Personal Information or interact in the public areas with other users, such Personal Information may be viewed by all users and may be publicly distributed outside our Site.
We may also disclose your Personal Information in order to:
a. Comply with any court order, law, or legal process, including responding to government or regulatory requests;
b. Enforce or apply our agreements, if any;
c. Protect us against legal liability;
d. Prevent and investigate possible wrongdoing in connection with the use of our Site; and/or
e. Protect our rights, property, or safety, as well as that of our customers or others.
We will use and disclose Personal Information for the particular purposes for which it was initially collected (“Primary Purpose”). We may also use Personal Information for a purpose other than the purposes specified in this policy (“Secondary Purpose”) if:
a. You have given your consent;
b. You would reasonably expect us to use or disclose the Personal Information for that Secondary Purpose; and/or
c. The Secondary Purpose is related to the Primary Purpose provided that it is not a sensitive Personal Information under relevant laws and regulations.
5. How we protect your Personal Information
We implement various security measures to protect your Personal Information when you enter, submit, or access it. We use encryption to transfer and store your Personal Information whenever possible. We also limit access to your Personal Information through access controls and confidentiality commitments. While we strive to maintain reasonable procedures to protect the confidentiality, security, and integrity of Personal Information obtained through our Site, we cannot completely ensure or warrant the security of any Personal Information you transmit to us.
6. Data retention
We will retain your Personal Information only for as long as is necessary for the purposes set out in this policy or as required by applicable laws and regulations. The criteria used to determine the retention periods include:
a. The length of time we have an ongoing relationship with you and provide services to you;
b. Whether there is a legal obligation to which we are subject (e.g., statutory retention obligations, such as tax or accounting requirements);
c. Whether retention is advisable in light of our legal position (such as in regard to applicable statutes of limitations, litigation, or regulatory investigations).
When we no longer need your personal data, we will securely delete or anonymize it. If deletion is not possible due to exceptional circumstances, we will securely store your Personal Information and isolate it from any further processing until deletion is possible.
7. California Privacy Rights Act (“CPRA”)
Under this policy, and by law if you are a resident of California, you have the following rights:
a. The right to notice. You must be properly notified which categories of Personal Data, as defined under the CPRA, are being collected and the purposes for which the Personal Data is being used.
b. The right to access / the right to request. The CPRA permits you to request and obtain from us information regarding the disclosure of your Personal Data that has been collected in the past 12 months by us or our subsidiaries to a third-party for the third party’s direct marketing purposes.
c. The right to say no to the sale of Personal Data. You also have the right to ask us not to sell your Personal Data to third parties. You can submit such a request by visiting Do Not Sell My Personal Information.
d. The right to know about your Personal Data. You have the right to request and obtain from us information regarding the disclosure of the following:
i. The categories of Personal Data collected
ii The sources from which the Personal Data was collected
iii The business or commercial purpose for collecting or selling the Personal Data
iv Categories of third parties with whom we share Personal Data
v. The specific pieces of Personal Data we collected about You
e. The right to delete Personal Data. You also have the right to request the deletion of your Personal Data that have been collected in the past 12 months.
f. The right not to be discriminated against. You have the right not to be discriminated against for exercising any of your Consumer’s rights, including by:
i. Denying goods or services to you
ii. Charging different prices or rates for goods or services, including the use of discounts or other benefits or imposing penalties
iii. Providing a different level or quality of goods or services to you
iv. Suggesting that you will receive a different price or rate for goods or services or a different level or quality of goods or services.
g. The right to correct inaccurate Personal Data. You have the right to request us to correct inaccurate Personal Data, and upon verification, we will correct the data and notify third parties if the information has been shared, unless it is impossible or disproportionately difficult.
h. The right to limit sensitive information. You have the right to restrict us from using this sensitive Personal Information, as defined under the CPRA, for any purpose other than necessary purposes such as providing our services or fulfilling transactions.
i. The right to opt-out of automated decision making and of data sharing. You have the right to opt-out of automated decision making including profiling and prevent us from sharing your Personal Data with third-parties for advertising.
8. Exercising Your CPRA Data Protection Rights
In order to exercise any of your rights under the CPRA, and if you are a California resident, you can contact us at adam@worthfinancialsolutions.com.
9. Third-party Websites
We provide links to third-party websites, each of which operates under its own privacy policy. We encourage you to review these policies carefully. Please note that third-party companies do not have access to any information stored with us.
10. Modifications
We may update this policy at any time without notice. We encourage you to review our policy regularly and make sure to check the effective date above.
By using the Site, you are agreeing to be bound by the then current version of the policy.
11. Contact Information
If you have questions or concerns about this policy, please contact us at:
Contact Person: Adam Worth
Phone Number: 323-363-5295
Email: adam@worthfinancialsolutions.com